Housing Counseling and Education NCS Systems, Inc. housing assistance program provides an array of information for those who are seeking information and guidance on home ownership. We provide educational services related to affordable housing counseling, home purchasing, pre-purchase, post-purchase, foreclosure prevention, financial literacy and credit education.
Topics covered include:
Home ownership Readiness & Affordability Money and Credit Management Types of Properties and Financing Available Closing Processes and Home Maintenance The Science of Home Buying
Are you a first-time buyer? Or maybe you’re thinking about moving up or even downsizing. Our housing professionals can prepare you with the knowledge and tools you’ll need to make the best decisions. You’ll learn about ways to improve your credit score, how to access down-payment assistance, affordable loan programs and many other key steps to help make your purchase a valuable part of your long-term financial health and wellness.
Understanding the realtor’s role Understanding Types of Mortgages and lenders Lending Pre-qualification Home Appraisal Home Inspection Down Payment process Escrow Homeowners Insurance Home Maintenance
Foreclosure Prevention
If you are behind on your mortgage or having trouble making your house payment, you are not alone. There are steps you can take to get back on top, help is not far away. Our housing experts will review your situation with you, and explain the options for keeping your home, or getting out of a house you can’t afford What is housing counseling?
Housing counseling services include:
Pre-purchase, default/foreclosure prevention, rental counseling, and Home Equity Conversion Mortgage (HECM)/Reverse Mortgage counseling. Each type of housing counseling is specific to your individual needs and is centered on providing a thorough individual analysis of your financial situation, detailed education and recommendations to make informed decisions. If you are interested in talking to an NCS Systems housing counselor don’t hesitate to give us a call. Help Is free Most of our counselling services are free, we are available to assist and provide the best solutions based on your individual needs. We can talk to your lender to explore options and even help you apply for specific programs.